FHA Loans in Aurora, Illinois
Looking for an FHA loan in Aurora? We help Kane County buyers and homeowners with fha loans — local, licensed guidance from first conversation to closing.
Aurora is Illinois' second-largest city, set along the Fox River in the western suburbs and spanning parts of Kane, DuPage, Kendall, and Will counties. It offers a mix of historic homes near downtown and newer subdivisions on the outskirts, often at prices below the closer-in DuPage suburbs. That blend makes it popular with first-time buyers and growing families commuting toward Chicago.
Kane County loan limits (2026)
- FHA (1-unit)
- $541,287
- Conforming (1-unit)
- $832,750
- Jumbo threshold
- Above $832,750
- Down payments as low as 3.5% with qualifying credit.
- More flexible credit guidelines than many conventional loans.
- Statewide 2026 IL FHA limit — we help you stay within it.
Statewide IL limits (no high-cost counties). As of 2026; subject to change. Not a commitment to lend.
Get a fha loans quote in Aurora
Tell us about your goals and a licensed loan officer will help you find the right loan for Aurora. First-time buyer? Ask about Illinois IHDA programs in Kane County.
What are your goals?
FHA Loans in Aurora — FAQ
Can I get an FHA loan in Aurora?
Yes — we help Aurora buyers and homeowners with FHA Loans throughout Kane County. Eligibility depends on your credit, income, and the property, so a licensed loan officer will confirm exactly what you qualify for. No obligation.
What are the FHA loan limits in Aurora?
Kane County uses Illinois' 2026 limits — $541,287 FHA (one-unit) and $832,750 conforming. Illinois has no high-cost counties, so these apply statewide. Amounts above the conforming limit move into jumbo territory.