Edwardsville, Illinois Mortgage & Home Loans
Edwardsville, home to SIUE in the Metro East, is a growing, well-regarded community with strong schools and easy access to St. Louis. It appeals to families and professionals.
- Population 25,336
- Local, licensed guidance
Madison County loan limits (2026)
- FHA loan limit (1-unit)
- $541,287
- Conforming limit (1-unit)
- $832,750
- Jumbo loan threshold
- Above $832,750
Illinois has no high-cost counties, so these limits apply statewide. Figures as of 2026 and subject to change — verify current limits with FHFA/HUD. Not a commitment to lend.
Loan options in Edwardsville
Purchase Loans
Buy your next home with a loan matched to your budget and goals.
Learn moreRefinance Loans
Lower your rate, change your term, or tap equity with a refinance.
Learn moreFHA Loans
Low down payments and flexible credit for first-time and repeat buyers.
Learn moreVA Loans
Zero-down financing for eligible veterans, service members, and spouses.
Learn moreUSDA Loans
No-down-payment loans for eligible homes in rural Illinois communities.
Learn moreJumbo Loans
Financing above the conforming limit for higher-priced Illinois homes.
Learn moreFirst-Time Home Buyers
Programs, down-payment assistance, and guidance for your first purchase.
Learn moreFirst-time buyer in Edwardsville? Illinois Housing Development Authority (IHDA) programs and other down-payment assistance may be available in Madison County. See first-time buyer options →
Talk to a Edwardsville loan officer
Tell us about your goals and a licensed loan officer will help you find the right loan for Edwardsville. No obligation.
What are your goals?
Edwardsville mortgage FAQ
Why is Edwardsville popular?
Edwardsville combines strong schools, SIUE, and convenient St. Louis access, making it a sought-after Metro East community.
What loan limits apply in Edwardsville?
Madison County uses Illinois' 2026 limits: $541,287 FHA (one-unit) and $832,750 conforming.