Huntley, Illinois Mortgage & Home Loans
Huntley is a fast-growing northwest community known for its Del Webb Sun City active-adult neighborhoods alongside family subdivisions. It offers newer homes at a range of prices.
- Population 27,740
- Local, licensed guidance
McHenry County loan limits (2026)
- FHA loan limit (1-unit)
- $541,287
- Conforming limit (1-unit)
- $832,750
- Jumbo loan threshold
- Above $832,750
Illinois has no high-cost counties, so these limits apply statewide. Figures as of 2026 and subject to change — verify current limits with FHFA/HUD. Not a commitment to lend.
Loan options in Huntley
Purchase Loans
Buy your next home with a loan matched to your budget and goals.
Learn moreRefinance Loans
Lower your rate, change your term, or tap equity with a refinance.
Learn moreFHA Loans
Low down payments and flexible credit for first-time and repeat buyers.
Learn moreVA Loans
Zero-down financing for eligible veterans, service members, and spouses.
Learn moreUSDA Loans
No-down-payment loans for eligible homes in rural Illinois communities.
Learn moreJumbo Loans
Financing above the conforming limit for higher-priced Illinois homes.
Learn moreFirst-Time Home Buyers
Programs, down-payment assistance, and guidance for your first purchase.
Learn moreFirst-time buyer in Huntley? Illinois Housing Development Authority (IHDA) programs and other down-payment assistance may be available in McHenry County. See first-time buyer options →
Talk to a Huntley loan officer
Tell us about your goals and a licensed loan officer will help you find the right loan for Huntley. No obligation.
What are your goals?
Huntley mortgage FAQ
Is Huntley good for retirees or families?
Huntley is known for both its Del Webb active-adult community and newer family subdivisions, serving a wide range of buyers.
What loan limits apply in Huntley?
McHenry County uses Illinois' 2026 limits: $541,287 FHA (one-unit) and $832,750 conforming.