Moline, Illinois Mortgage & Home Loans
Moline anchors the Illinois side of the Quad Cities along the Mississippi River, with an economy tied to John Deere and healthcare. Affordable housing makes it accessible to first-time buyers.
- Population 42,985
- Local, licensed guidance
Rock Island County loan limits (2026)
- FHA loan limit (1-unit)
- $541,287
- Conforming limit (1-unit)
- $832,750
- Jumbo loan threshold
- Above $832,750
Illinois has no high-cost counties, so these limits apply statewide. Figures as of 2026 and subject to change — verify current limits with FHFA/HUD. Not a commitment to lend.
Loan options in Moline
Purchase Loans
Buy your next home with a loan matched to your budget and goals.
Learn moreRefinance Loans
Lower your rate, change your term, or tap equity with a refinance.
Learn moreFHA Loans
Low down payments and flexible credit for first-time and repeat buyers.
Learn moreVA Loans
Zero-down financing for eligible veterans, service members, and spouses.
Learn moreUSDA Loans
No-down-payment loans for eligible homes in rural Illinois communities.
Learn moreJumbo Loans
Financing above the conforming limit for higher-priced Illinois homes.
Learn moreFirst-Time Home Buyers
Programs, down-payment assistance, and guidance for your first purchase.
Learn moreFirst-time buyer in Moline? Illinois Housing Development Authority (IHDA) programs and other down-payment assistance may be available in Rock Island County. See first-time buyer options →
Talk to a Moline loan officer
Tell us about your goals and a licensed loan officer will help you find the right loan for Moline. No obligation.
What are your goals?
Moline mortgage FAQ
Is Moline affordable?
Moline offers affordable Quad Cities housing supported by a stable manufacturing and healthcare economy, friendly to first-time buyers.
What loan limits apply in Moline?
Rock Island County uses Illinois' 2026 limits: $541,287 FHA (one-unit) and $832,750 conforming.